The Bulletin
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a second-best option, with risks down the road

  • Written by Nigel Stapledon, Research Fellow in Real Estate, Centre for Applied Economic Research, UNSW Sydney

With housing affordability set to be a key election issue, the 2022 federal budget expands the scheme the Coalition put forward at the 2019 election to help first home buyers.

The First Home Loan Deposit Scheme helps those without the standard 20% deposit required by mortgage lenders. For those who qualify, it guarantees up to 15% of a...

Read more: a second-best option, with risks down the road

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